Corporate - Compliance Attorney in Dallas, TX

Director of Originations & Fair Lending, Compliance The candidate will develops, initiates, maintains, and revises policies and procedures for the Compliance Programs and it relates to Originations, Marketing, and Fair Lending. Implements and manages multiple policies and projects across the Compliance function; with a focus on milestones/deadlines, deliverables, and building key stakeholder relationships. Identifies and implements short-term projects to determine strategic and operational needs pertaining to fair lending for the organization. Communicates direction from leadership and articulates impact on employee work objectives. Remains fully current on state and federal regulatory matters affecting the Compliance Program. Provides regulatory guidance, advice and consultation to lines of business in order to ensure practices and procedures are understood and followed by direct reports, customers, and stakeholders. Evaluates operational/production routines and systems; recommends changes to improve processes and create efficiencies. Serves as a confidential point of contact for employees to communicate with management, seek clarification on issues or dilemmas, or report irregularities. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree: Business, Finance, Mathematical/Statistics, or equivalent work experience required. Master's Degree: MBA or Juris Doctorate considered a bonus. Must have 8+ years in Compliance, Legal, Regulatory, or Consulting, Financial Services preferred. Experience in Consumer Finance and Auto Lending considered a Bonus. Advanced knowledge of Origination s related consumer regulations including the Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Consumer Leasing Act (Reg M), Unfair Deceptive Abusive Acts or Practices Act (UDAAP), Fair Credit Reporting Act (Reg V) as well as familiarity applying applicable state laws. Demonstrated ability to advise the first line of defense on Fair Lending risks including identifying risk with model development and pricing; including ability to review statistical analyses, draw conclusions, and convey those conclusions to senior management. Significant experience applying technical regulatory requirements to business operations such as Marketing, Adverse Action, Credit/Funding, Policy Exceptions, Contract Disclosures, and Digital Contracting. Comfort and experience working across business lines including Legal, Risk, Internal Audit, various testing functions, and Risk, Control, Self-Assessments (RCSA). Experience designing monitoring and/or testing, conducting transactional testing or loan level reviews, and overseeing Compliance professionals who perform monitoring and testing. Demonstrated proficiency reviewing consumer complaints for regulatory risk and utilizing reports/data to identify emerging risks. Extensive experience working with the first line of defense on Issue Management including root cause analysis and identifying material Compliance risk. Advanced knowledge of overseeing Compliance Risk Assessments and advising on Risk, Control, Self-Assessments (RCSA) on behalf of Compliance. Ability to escalate risk and communicate updates to Executive management. Highly skilled with Microsoft Office Suite including Excel, PowerPoint, and Word. Previous experience preparing content and presenting to Internal Audit and external regulators. Ability to handle multiple competing priorities simultaneously in a fast-paced and dynamic financial services environments. Ability to influence all levels of employees in a collaborative cross-cultural environment. Ability to direct, train and guide peers, subordinates and management. Excellent written and oral communication skills. Ability to adjust to new developments/changing circumstances. Ability to effectively communicate and build relationships with multiple levels of the organizational structure, including senior level management.