(Mortgage) Loan Originator NE

Under the direction of the Branch and/or Production Manager, performs office or nonmanual work directly related to the management or general business operations of

PrimeLending and its customers and markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients.

Essential Functions

• Markets and promotes PrimeLending s financial products;
• Originators are expected to meet the Company s minimum production standards of 3 funded units per month on an ongoing basis, by taking complete and accurate loan applications, using PrimeLending s product set.
• Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
• Collects and analyzes information regarding the customer s income, assets, investments or debts.
• Evaluates PrimeLending s and other loan products and services and determines which financial products best meet the customer s needs and financial circumstances.
• Advises the customer regarding the advantages and disadvantages of different loan products.
• Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information.
• Oversees the loan process by monitoring loan status and ensures conformity with terms.
• Communicates loan status to all interested parties, and obtains loan documentation after closing.
• Negotiates terms and conditions of loans with customers.
• Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s).
• Other duties as assigned.
  

Job Requirements

• High school diploma or equivalent.
• Appropriate licenses, if State required.
• A minimum of 12 months loan originator experience required for Loan Originator; minimum of 5 years loan originator experience required for Senior Loan Originator.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc.
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use of appropriate
• AU software technology.
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
• Continue to expand knowledge of issues influencing the industry and the organization.
• Valid driver s license and current automobile liability insurance.
  

About The Company

Ever expanding, PrimeLending locations span from coast to coast. With this national representation, we are well equipped to provide loans in 50 states.

At PrimeLending we have a constant vision on the horizon. This forward way of thinking spreads into every area of our organization. We look for and develop new products with a goal to meet every client's need. New strategic partnerships are formed and developed daily with a win/win approach. PrimeLending is always excited to welcome new members to our team which brings more families into their homes and makes our family a little bit bigger and better.

Our purpose is to create and foster growth in an environment which offers our employees the best opportunities and support in order for them to provide creative professional mortgage services to their customers.

� 2015 PrimeLending, a PlainsCapital Company (NMLS: 13649). Equal Housing Lender. For full licensing and disclosure information, visit primelending.com. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation, or its subsidiaries.